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I assure you people that I can help you with the best LIC policy according to your need. Anywhere chennai Contact- located in & around “Chennai" 9940240384
1) If you want to Buy New Insurance Policies than call
9940240384 (chennai)
2)Contact us on email: support@licindiachennai.com
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Money plus-I
This is a unit linked Endowment plan with regular premium paying term which offers investment cum insurance during the term of the policy. You can choose the level of cover within the limits, which will depend on the level of premium you agree to pay.
Four types of investment Funds are offered. Premiums paid after allocation charge will purchase units of the Fund type chosen. The Unit Fund is subject to various charges and value of units may increase or decrease, depending on the Net Asset Value (NAV).
1. Payment of Premiums: You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS) intervals over the term of the policy. The minimum annual premium will be Rs.5,000/- increasing thereafter in multiples of Rs.1,000/-. The minimum monthly (ECS) premium will be Rs. 1000/- increasing thereafter in multiples of Rs. 250/-.
Eligibility Conditions And Other Restrictions:
(a) Minimum Age at entry 0 (age last birthday) |
(b) Maximum Age at entry 65 years (age nearer birthday) |
(c) Minimum Maturity Age 18 years (completed) |
(d) Maximum Maturity Age 75 years (age nearer birthday) |
(e) Minimum Policy Term 5 years |
(f) Maximum Policy Term 30 years |
(g) Minimum Premium Rs.5,000 p.a. |
(h) Sum Assured under the Basic Plan Minimum Sum Assured : 5 times the annualized premium |
Maximum Sum Assured : 30 times of the annualized premium if age at entry is upto 45 years
20 times of the annualized premium if age at entry is 46 to 60 years |
10 times of the annualized premium if age at entry is 61 years and above |
A) Death Benefit:
Higher of Sum Assured or the Policyholder’s Fund Value* shall be available as death benefit.
*For the Life Assured of age less than 12 years before the commencement of risk, the Policyholder’s Fund Value shall be paid in case of death.
B) Maturity Benefit:
On the Life Assured surviving the maturity date of the contract, an amount equal to the Policyholder’s Fund Value is payable.
3. Options:
A) Accident Benefit Option:
If you are above 18 years of age, you may opt for Accident Benefit equal to the amount of life cover subject to minimum of Rs. 25,000 and maximum of Rs. 50 lakh (taken all policies with LIC of India and other insurers.) This benefit will be available only till the policy anniversary on which the age nearer birthday of the Life Assured is 70 years. In case of death by Accident, an additional sum equal to Accident Benefit sum assured shall be payable.
B) Critical Illness Benefit Rider:
If you are between 18 and 50 years of age, you may opt for Critical Illness Benefit equal to the life cover subject to a minimum of Rs. 50,000 and maximum of Rs. 10 lakh (including other policies with LIC of India) provided the policy term is 10 years and above. This benefit will be available only till the policy anniversary on which the age nearer birthday of the Life Assured is 60 years. In case of diagnosis of defined categories of Critical Illness subject to certain terms and conditions, an additional sum equal to the Critical Illness Benefit shall be payable.
Source - Life Insurance India, Licindia.
If life insurance buying is approached in the proper manner it can be very beneficial to yourself and your family.
Document: P. Photo, Age proof Xerox, Address proof Xerox, ID card Xerox, Last Graduation Xerox,
Payment: Payable to lic of India A/c pays cheque. Or D.D or Cash.
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LOOKING FOR GOOD INVESTMENT INSURAANCE CONSULTANT?(lic agent)FOR ALL TYPES OF(LIC) INVESTMENTS:TAX SAVING PLANS, INSURANCE PLAN.you can contact us to explain the features of plans and arrange you suitable policy for you and your family at your place at your convenient time Chennai.
1) If you want to Buy New Insurance Policies than call
9940240384 (chennai)
2) Contact us on email: support@licindiachennai.com
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